Spouse Visa Financial Requirements

Building a life with your loved one shouldn’t be a financial hurdle. To get a Spouse visa in the UK, you have to fulfil the spouse visa financial requirements. These requirements are quite strict.

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What are UK Spouse Visa Financial Requirements?

If you want to become a partner of someone in the UK and apply for a Spouse/Partner Visa, you must meet a minimum income standard, unless you are exempt.

If a partner filing under Appendix FM does not have any children who depend on them, they must make at least £29,000 a year.

The money needed can come from many different places. These include wages from a job or self-employment, a pension, and non-work earnings like rent. Cash savings of more than £16,000 can help you meet the minimum income requirement. Also, savings of more than £65,000 can meet it on their own.

If you work in the UK and make money, you can also use that money because it will add to the household income. You may not have to pay the money if certain conditions are met.

Legal professionals at UK Immigration Solicitors have been helping people get the UK Spouse Visa for decades. Our team will double-check that you meet the needs. They will ensure you have enough proof of your income and that all the necessary paperwork is completed. An experienced visa adviser can help you make the best application possible, increasing your chances of success.

Call us at 02033844389 or email us to discuss your Spouse Visa application.

Sources of Income That Meet the Minimum Income Threshold

If you don’t have any children who rely on you, the basic minimum requirement for the Spouse visa is £29,000.

Unofficially, there are two main types of income: income from work and income from other sources.

Income from Work

To meet the financial standards for a spouse visa, you can get money from the following sources:

  • The sponsor’s salary from a job in the UK for the spouse visa
  • When the sponsor returns to the UK with the Spouse visa applicant, they might be able to use a job offer from a UK company that pays enough to meet the standards.
  • Their UK-based income, but only if they are already in the UK and have permission to work.
  • Self-employment income as a single trader, a partner, or employee of a franchise
  • Interest from a non-specified limited company’s dividends
  • Income from a certain limited company in the form of dividends
  • Savings of cash
  • You can use your savings to either lower your minimum income or meet it in full, depending on how much you have saved.
  • Benefits from public, private, or work pensions
  • Getting money from renting out homes

Income from Non-Employment

You can meet the financial standards for a spouse visa by getting money from any of the following sources:

  • If you have bonds, trust funds, stocks, or earnings from non-specified limited companies, you can get income from these sources.
  • a grant or stipend is given to help pay for living costs while doing suitable undergraduate or graduate study or research
  • Some grants or benefits, like the Widowed Parent’s Allowance, the Bereavement Payment, the Bereavement Allowance, and the UK Maternity Allowance
  • Moreover, savings interest
  • Money given out through the Armed Forces Attributable Benefits Scheme, the Armed Forces Compensation Scheme, and the War Pensions Scheme
  • ongoing payments for royalties.
  • Regular payouts from a structured settlement
  • Additionally, regular payments for insurance

Income Categories for Spouse Visa

The above list of income sources can all be put into one of seven groups.

These categories make it easy to find out what the specific requirements and eligibility standards are for each Spouse visa application.

This is because some things are very different for different types of income, like how gross annual income is measured.

In addition, these groups make it easy to see which types of income can be added together to reach the minimum level and which ones cannot.

Income Categories

For a general idea, the types of income are as follows:

In Group A: salary or non-salary pay from work for a non-specified limited company for at least six months

Category B: salary or non-salary income from work for a non-specified limited company for less than six months

C Category: Income from sources other than work, like rent from buildings

Category D: Cash savings

E Category: Pension income

Category F: Working for yourself as a sole trader, in a partnership, as a franchisee, or working for a certain limited company and getting dividends

Category G: works as a sole trader, in a partnership or business, or for a certain limited company and gets dividends; but only for the last two full financial years.